![]() When you spend on the card, you will earn: The Blue Cash Preferred® Card from American Express is a solid pick for a cash back card for your wallet. Blue Cash Preferred® Card from American Express If you need to consolidate existing credit card debt, the Citi Double Cash card is also a better choice. These points can then be transferred to airline partners, where you'll often get much more value from your points when redeeming this way. However, if you also have a Citi card that also earns transferrable ThankYou points, like The Citi Premier® Card, you can transfer your cash back from your Citi® Double Cash Card into ThankYou points. So if you're debating between the two cards, the cash-back potential is identical. However, to redeem the cash back you've earned for either a statement credit, cash into your bank account or check in the mail you must have accrued at least $25 in total cash back. After that, your fee will be 5% of each transfer (minimum $5), which is a great way to save on interest charges on revolving credit card debt. The card also offer a valuable intro 0% APR for the first 18 months on balance transfers (18.49% - 28.49% variable thereafter balance transfers must be completed within 4 months of account opening and there's an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. The Citi® Double Cash Card is another great cash-back credit card as it offers an identical 2% cash back on all purchases: 1% on all eligible purchases and an additional 1% after you pay your credit card bill. While the PayPal Cashback Mastercard is a solid pick as a cash back credit card, there are other cards that are potentially more lucrative to consider to help you save on your purchases. ![]()
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